First Time Buyers
A Challenging Time For First Time Buyers - Let's See If We Can Help
What makes it more difficult nowadays for First Time Buyers is the need to have a larger deposit available as a down payment on a house. Lenders are more cautious about lending more than 85% of the value of the property and they are also more careful about who they lend it to.
However, there are lots of different ways to get onto the property ladder. It all depends on your personal circumstances. Of course, there are some very flexible and attractive options - for example, some lenders will allow parents or grand parents to become a guarantor for a mortgage.
It is true to say however, that this can all be a bit of a minefield for the uninitiated. That’s why we can introduce you to our preferred partners who deliver bespoke mortgage advice either by face to face appointment locally or advice by telephone.
Our initial consultation concentrates on what your objective are, we then assess your personal circumstances and help you arrive at an informed decision about whether or not this is the right time for you to get your foot on the first rung of the ladder.
Once you make the decision, the steps in the process are relatively straight forward. Click Here to find out how it all fits together.
Contact our First Time Buyer Team on: 0131 663 7135
Or email: ftb@stuartandstuart.co.uk
